Filing Flows › Bank of the James Financial Group (BOTJ) › Operating margin
Bank of the James Financial Group (BOTJ) operating margin by quarter
Bank of the James Financial Group's operating margin was 29.6% in Q2 2026 (second quarter 2026), +2.2 pts from Q1 2026. Over the last 7 quarters it ranged from 9.4% (Q1 2025) to 29.6% (Q2 2026).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q2 2026 | 29.6% | +2.2 pts | +2.1 pts |
| Q1 2026 | 27.4% | +0.3 pts | +18.0 pts |
| Q4 2025 | 27.1% | +1.3 pts | +9.1 pts |
| Q3 2025 | 25.8% | -1.8 pts | — |
| Q2 2025 | 27.6% | +18.1 pts | — |
| Q1 2025 | 9.4% | -8.6 pts | — |
| Q4 2024 | 18.0% | — | — |
Q2 2026 at a glance
Bank of the James Financial Group, Q2 2026: revenue $13.7M (+11% year over year), operating margin 29.6%, net earnings $3.2M, operating cash flow $632K. The chart follows the revenue to costs, profit and cash.
Questions
What is Bank of the James Financial Group's operating margin?
Bank of the James Financial Group's operating margin was 29.6% in Q2 2026 (second quarter 2026), +2.2 pts from Q1 2026.
How has Bank of the James Financial Group's operating margin changed?
Over the last 7 quarters it ranged from 9.4% (Q1 2025) to 29.6% (Q2 2026).
Q2 2026 results → · How Bank of the James Financial Group makes money →