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Sierra Bancorp cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$20.7M in Q3 2026 · $50.7M over twelve months

Operating cash flow$21.4M
Capital spending−$701K
Free cash flow+$20.7M
Cash / net income1.4×

Analysis

In Q3 2026, Sierra Bancorp generated $21.4M of operating cash flow and spent $701K on capital projects, leaving free cash flow of $20.7M. That is $6.0M more than in Q3 2025 ($14.7M).

Over the twelve months to Sep 30, 2026, operating cash flow was $52.0M; the largest uses were other financing ($57.4M), buybacks ($22.4M), capital spending ($1.3M); besides operations, cash came from other investing ($69.7M), shares issued ($1.7M); the cash balance rose by $42.8M.

Operating cash flow was $21.4M against net income of $15.3M — 1.4× profit, cash ran ahead of reported earnings. The largest differences: other liabilities +$18.2M, stock-based pay +$525K, deferred taxes −$159K.

Free cash flow

Sierra Bancorp: free cash flow by quarterSierra Bancorp: free cash flow by quarter$21.9MQ4 2024$40.2MQ1 2025−$36.3MQ2 2025$14.7MQ3 2025$13.5MQ4 2025$11.0MQ1 2026$5.4MQ2 2026$20.7MQ3 2026
Operating cash flow less capital spending.
Sierra Bancorp: operating cash flow against capital spendingSierra Bancorp: operating cash flow against capital spendingOperating cash flowCapital spending$22.1M$251KQ4 2024$40.6M$385KQ1 2025−$35.9M$451KQ2 2025$14.9M$244KQ3 2025$14.0M$452KQ4 2025$11.1M$83KQ1 2026$5.5M$46KQ2 2026$21.4M$701KQ3 2026
Latest (Q3 2026): Operating cash flow $21.4M, Capital spending $701K.

Capital allocation, year by year

Sierra Bancorp: where the cash came from (up) and went (down), by fiscal yearSierra Bancorp: where the cash came from (up) and went (down), by fiscal yearOperating cash flowShares issuedAsset salesCapital spendingBuybacksDividendsFY2021: Operating cash flow $52.7MFY2021: Shares issued $281KFY2021: Asset sales $1.4MFY2021: Capital spending −$371KFY2021: Buybacks −$5.2MFY2021: Dividends −$13.2M$54.4MFY2021FY2022: Operating cash flow $33.6MFY2022: Shares issued $314KFY2022: Capital spending −$1.3MFY2022: Buybacks −$5.2MFY2022: Dividends −$13.9M$33.9MFY2022FY2023: Operating cash flow $53.2MFY2023: Asset sales $20.1MFY2023: Capital spending −$1.4MFY2023: Buybacks −$8.9MFY2023: Dividends −$13.7M$73.3MFY2023FY2024: Operating cash flow $57.2MFY2024: Shares issued $1.5MFY2024: Asset sales $4.5MFY2024: Capital spending −$1.2MFY2024: Buybacks −$15.8MFY2024: Dividends −$13.6M$63.1MFY2024FY2025: Operating cash flow $33.7MFY2025: Shares issued $854KFY2025: Asset sales $32KFY2025: Capital spending −$1.5MFY2025: Buybacks −$31.8MFY2025: Dividends −$13.7M$34.6MFY2025
Over these 5 years operating cash flow totalled $230M; the largest uses were dividends ($68.2M) and buybacks ($67.0M). Cash-flow statements as filed.

Where the cash came from and went

Sierra Bancorp: sources (+) and uses (−) of cash, Q3 2026Sierra Bancorp: sources (+) and uses (−) of cash, Q3 2026Other financing−$62.0MOther investing$36.8MOperating cash flow$21.4MCash drawn (+) / kept (−)$4.4MCapital spending−$701KShares issued$84KAsset & business sales$1K
Sierra Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Sierra Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing$69.7MOther financing−$57.4MOperating cash flow$52.0MCash drawn (+) / kept (−)−$42.8MBuybacks−$22.4MShares issued$1.7MCapital spending−$1.3MAsset & business sales$551K

From profit to cash

Sierra Bancorp: net income to operating cash flow, Q3 2026Sierra Bancorp: net income to operating cash flow, Q3 2026Net income$15.3MStock-based pay$525KDeferred taxes−$159KOther liabilities$18.2MOperating cash flow$21.4M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$21.4M−$701K——$84K$4.4M$20.7M
Q2 2026$5.5M−$46K−$5.0M−$3.4M$466K$13.7M$5.4M
Q1 2026$11.1M−$83K−$9.9M−$3.4M$1.0M−$20.7M$11.0M
Q4 2025$14.0M−$452K−$7.5M−$3.4M$126K−$40.1M$13.5M
Q3 2025$14.9M−$244K−$6.0M−$3.4M$217K$34.5M$14.7M
Q2 2025−$35.9M−$451K−$4.0M−$3.4M$29K$29.7M−$36.3M
Q1 2025$40.6M−$385K−$14.3M−$3.5M$482K−$59.0M$40.2M
Q4 2024$22.1M−$251K−$7.2M−$3.5M$970K$32.1M$21.9M

Sierra Bancorp: income statement and cash flow

Sierra Bancorp, Q3 2026: revenue $40.1M (+0.1% year over year), operating margin 49.4%. The chart follows the revenue to costs, profit and cash.

Sierra Bancorp: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.