Filing Flows › Sierra Bancorp (BSRR) › How it makes money
How Sierra Bancorp (BSRR) makes money
Sierra Bancorp (BSRR) made $40.1M of revenue in the third quarter 2026 (Q3 2026), +0.1% from a year earlier. Net interest income brought in $32.4M (81%); Noninterest income brought in $7.7M (19%). Of every dollar of revenue, 49¢ was left as operating profit, 38¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $32.4M | 80.7% | +6% | +1% |
| Noninterest income | $7.7M | 19.3% | -10% | -4% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $40.1M | 100.0% |
| Operating profit | $19.8M | 49.4% |
| Income tax | $4.5M | 11.2% |
| Net earnings | $15.3M | 38.1% |
| Operating cash flow | $21.4M | 53.5% |
| Free cash flow | $20.7M | 51.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $40.1M | +0.1% |
| Q2 2026 | $39.0M | -0.6% |
| Q2 2025 | $39.2M | +4% |
From Sierra Bancorp's 10-Q filed Oct 30, 2026 (on EDGAR).
Questions
How does Sierra Bancorp make money?
Sierra Bancorp (BSRR) made $40.1M of revenue in the third quarter 2026 (Q3 2026), +0.1% from a year earlier. Net interest income brought in $32.4M (81%); Noninterest income brought in $7.7M (19%). Of every dollar of revenue, 49¢ was left as operating profit, 38¢ was left as net earnings.
What is Sierra Bancorp's biggest business?
Net interest income: $32.4M in the third quarter 2026, 81% of revenue, +1% from a year earlier.
What is Sierra Bancorp's profit margin?
Net earnings were $15.3M, 38.1% of revenue, in the third quarter 2026; the operating margin was 49.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.