Filing Flows › Bridgewater Bancshares (BWB) › How it makes money
How Bridgewater Bancshares (BWB) makes money
Bridgewater Bancshares (BWB) made $43.2M of revenue in the third quarter 2026 (Q3 2026), +20% from a year earlier. Net interest income brought in $40.7M (94%); Noninterest income brought in $2.6M (6%). Of every dollar of revenue, 44¢ was left as operating profit, 35¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $40.7M | 94.0% | +5% | +19% |
| Noninterest income | $2.6M | 6.0% | +11% | +25% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $43.2M | 100.0% |
| Operating profit | $19.1M | 44.3% |
| Income tax | $4.1M | 9.5% |
| Net earnings | $15.0M | 34.8% |
| Operating cash flow | $46.0M | 106.3% |
| Free cash flow | $45.5M | 105.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $43.2M | +20% |
From Bridgewater Bancshares' 10-Q filed Oct 29, 2026 (on EDGAR).
Questions
How does Bridgewater Bancshares make money?
Bridgewater Bancshares (BWB) made $43.2M of revenue in the third quarter 2026 (Q3 2026), +20% from a year earlier. Net interest income brought in $40.7M (94%); Noninterest income brought in $2.6M (6%). Of every dollar of revenue, 44¢ was left as operating profit, 35¢ was left as net earnings.
What is Bridgewater Bancshares' biggest business?
Net interest income: $40.7M in the third quarter 2026, 94% of revenue, +19% from a year earlier.
What is Bridgewater Bancshares' profit margin?
Net earnings were $15.0M, 34.8% of revenue, in the third quarter 2026; the operating margin was 44.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.