Filing Flows › Byline Bancorp (BY) › Q3 2026 › vs Q3 2025
Byline Bancorp (BY) Q3 2026 vs Q3 2025 (year over year)
Byline Bancorp's revenue rose $5.3M (+5%) from $116M in Q3 2025 to $121M in Q3 2026. The biggest changes: Net interest income +$3.8M (+4%); Noninterest income +$1.5M (+9%). Operating margin 45.0% against 43.1% (+1.9 pts).
Byline Bancorp, Q3 2026: revenue $121M (+5% year over year), operating margin 45.0%, net earnings $41.8M, operating cash flow $62.5M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 45.0% | 43.1% | +1.9 pts |
| Net margin | 34.5% | 32.1% | +2.4 pts |
| Free cash flow margin | 51.0% | 33.8% | +17.2 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $104M | $99.9M | $3.8M | +4% |
| Noninterest income | $17.3M | $15.8M | $1.5M | +9% |
| Revenue | $121M | $116M | $5.3M | +5% |
| Operating profit | $54.5M | $49.9M | $4.5M | +9% |
| Costs & expenses | $66.5M | $65.8M | $732K | +1% |
| Pre-tax earnings | $54.5M | $49.9M | $4.5M | +9% |
| Net earnings | $41.8M | $37.2M | $4.6M | +12% |
| Income tax | $12.7M | $12.7M | −$45K | -0.4% |
| Depreciation & amortization | $1.0M | $1.1M | −$103K | -9% |
| Share-based compensation | $2.3M | $2.3M | −$8K | -0.3% |
| Working capital & other | $17.4M | −$1.2M | $18.6M | — |
| Operating cash flow | $62.5M | $39.5M | $23.0M | +58% |
| Free cash flow (OCF − capex) | $61.7M | $39.1M | $22.6M | +58% |
| Capital expenditures | $791K | $381K | $410K | +108% |
Questions
How much did Byline Bancorp's revenue grow year over year in Q3 2026?
Byline Bancorp's revenue rose $5.3M (+5%) from $116M in Q3 2025 to $121M in Q3 2026.
What drove Byline Bancorp's revenue change in Q3 2026?
Net interest income +$3.8M (+4%); Noninterest income +$1.5M (+9%).