Filing Flows › Byline Bancorp (BY) › How it makes money
How Byline Bancorp (BY) makes money
Byline Bancorp (BY) made $121M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $104M (86%); Noninterest income brought in $17.3M (14%). Of every dollar of revenue, 45¢ was left as operating profit, 35¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $104M | 85.7% | +3% | +4% |
| Noninterest income | $17.3M | 14.3% | +3% | +9% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $121M | 100.0% |
| Operating profit | $54.5M | 45.0% |
| Income tax | $12.7M | 10.5% |
| Net earnings | $41.8M | 34.5% |
| Operating cash flow | $62.5M | 51.7% |
| Free cash flow | $61.7M | 51.0% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $121M | +5% |
From Byline Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Byline Bancorp make money?
Byline Bancorp (BY) made $121M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $104M (86%); Noninterest income brought in $17.3M (14%). Of every dollar of revenue, 45¢ was left as operating profit, 35¢ was left as net earnings.
What is Byline Bancorp's biggest business?
Net interest income: $104M in the third quarter 2026, 86% of revenue, +4% from a year earlier.
What is Byline Bancorp's profit margin?
Net earnings were $41.8M, 34.5% of revenue, in the third quarter 2026; the operating margin was 45.0%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.