Filing Flows › Citigroup (C) › Q3 2026
Citigroup (C) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Citigroup (C) reported revenue of $23.8B for the third quarter 2026 (Q3 2026), +8% from a year earlier. Operating margin was 30.6%, net earnings $5.2B (22.0% of revenue).
Citigroup, Q3 2026: revenue $23.8B (+8% year over year), operating margin 30.6%, net earnings $5.2B, operating cash flow $23.8B. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $23.8B | — | +8% |
| Operating profit | $7.3B | — | +37% |
| Net earnings | $5.2B | — | +40% |
| Operating cash flow | $23.8B | — | 22× |
| Free cash flow | $22.3B | — | — |
What changed
Revenue was $23.8B in Q3 2026, up 8% year over year.
Operating profit was $7.3B, a 30.6% margin (up 6.4 points year over year). Of the extra revenue versus Q3 2025, 112% reached operating profit, above the 24% margin then. Total costs fell 1% while revenue rose 8%. Net earnings were $5.2B, up 40% year over year. The effective tax rate was 25.8%.
Operating cash flow was $23.8B (up 2062% year over year), 439% of net income including minority interests. Non-cash charges added back $1.2B of depreciation and amortization. Working capital and other items added $17.2B. Capital expenditures of $1.5B left free cash flow of $22.3B.
Questions
What was Citigroup's revenue in the third quarter 2026?
Citigroup (C) reported revenue of $23.8B for the third quarter 2026 (Q3 2026), +8% from a year earlier.
Was Citigroup profitable in the third quarter 2026?
Operating profit was $7.3B (30.6% of revenue) and net earnings $5.2B.
Source: Citigroup 10-Q on SEC EDGAR.