Filing Flows › Credit Acceptance (CACC) › Q2 2026 › vs Q1 2026
Credit Acceptance (CACC) Q2 2026 vs Q1 2026 (quarter over quarter)
Credit Acceptance's revenue rose $7.4M (+1%) from $580M in Q1 2026 to $587M in Q2 2026. Operating margin 28.7% against 30.2% (-1.5 pts).
Credit Acceptance, Q2 2026: revenue $587M (+0.6% year over year), operating margin 28.7%, net earnings $136M, operating cash flow $310M. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 28.7% | 30.2% | -1.5 pts |
| Net margin | 23.1% | 23.4% | -0.3 pts |
| Free cash flow margin | 52.4% | 59.6% | -7.2 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $587M | $580M | $7.4M | +1% |
| Operating profit | $169M | $175M | −$6.4M | -4% |
| Costs & expenses | $419M | $405M | $13.8M | +3% |
| Pre-tax earnings | $169M | $175M | −$6.4M | -4% |
| Sales & marketing | $29.9M | $27.8M | $2.1M | +8% |
| General & admin | $26.1M | $24.8M | $1.3M | +5% |
| Other operating costs | $363M | $352M | $10.4M | +3% |
| Net earnings | $136M | $136M | $100K | +0.1% |
| Income tax | $32.7M | $39.2M | −$6.5M | -17% |
| Depreciation | $700K | $700K | $0 | 0% |
| Share-based compensation | $8.7M | $11.3M | −$2.6M | -23% |
| Working capital & other | $164M | $199M | −$34.8M | -17% |
| Operating cash flow | $310M | $347M | −$37.3M | -11% |
| Free cash flow (OCF − capex) | $308M | $346M | −$37.6M | -11% |
| Capital expenditures | $1.6M | $1.3M | $300K | +23% |
Questions
How much did Credit Acceptance's revenue grow quarter over quarter in Q2 2026?
Credit Acceptance's revenue rose $7.4M (+1%) from $580M in Q1 2026 to $587M in Q2 2026. Operating margin 28.7% against 30.2% (-1.5 pts).