Filing Flows › Credit Acceptance (CACC) › Q3 2026 › vs Q2 2026
Credit Acceptance (CACC) Q3 2026 vs Q2 2026 (quarter over quarter)
Credit Acceptance's revenue rose $7.2M (+1%) from $587M in Q2 2026 to $595M in Q3 2026.
Credit Acceptance, Q3 2026: revenue $595M (+2% year over year), operating margin -12.4%, net loss $56.6M, operating cash flow $336M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Free cash flow margin | 56.2% | 52.4% | +3.8 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $595M | $587M | $7.2M | +1% |
| Income tax benefit | $16.9M | −$32.7M | $49.6M | — |
| Net loss | $56.6M | −$136M | $192M | — |
| Costs & expenses | $668M | $587M | $80.7M | +14% |
| Operating costs | $668M | $419M | $249M | +60% |
| Sales & marketing | $29.4M | $29.9M | −$500K | -2% |
| General & admin | $27.3M | $26.1M | $1.2M | +5% |
| Other operating costs | $611M | $363M | $249M | +69% |
| Operating cash sources | $392M | $174M | $218M | +126% |
| Depreciation | $500K | $700K | −$200K | -29% |
| Share-based compensation | $10.6M | $8.7M | $1.9M | +22% |
| Working capital & other | $381M | $164M | $217M | +132% |
| Net loss absorbed | $56.6M | −$136M | $192M | — |
| Operating cash flow | $336M | $310M | $26.0M | +8% |
| Free cash flow (OCF − capex) | $334M | $308M | $26.2M | +9% |
| Capital expenditures | $1.4M | $1.6M | −$200K | -12% |
Questions
How much did Credit Acceptance's revenue grow quarter over quarter in Q3 2026?
Credit Acceptance's revenue rose $7.2M (+1%) from $587M in Q2 2026 to $595M in Q3 2026.