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How Credit Acceptance (CACC) makes money

Credit Acceptance (CACC) made $595M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier.

Drawing the Sankey…

Credit Acceptance revenue by quarterCredit Acceptance revenue by quarter$571MQ1 2025$584MQ2 2025$582MQ3 2025$580MQ4 2025$580MQ1 2026$587MQ2 2026$595MQ3 2026
Credit Acceptance: where each dollar of revenue goesCredit Acceptance: where each dollar of revenue goesOperating cash flow56¢Free cash flow56¢

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$595M100.0%
Operating cash flow$336M56.4%
Free cash flow$334M56.2%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$595M+2%
Q2 2026$587M+0.6%
Q1 2026$580M+2%
Q4 2025$580M+2%
Q3 2025$582M+6%
Q2 2025$584M+8%
Q1 2025$571M+12%

From Credit Acceptance's 10-Q filed Oct 29, 2026 (on EDGAR).

Questions

How does Credit Acceptance make money?

Credit Acceptance (CACC) made $595M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.