Filing Flows › Cass Information Systems (CASS) › Q2 2026 › vs Q1 2026
Cass Information Systems (CASS) Q2 2026 vs Q1 2026 (quarter over quarter)
Cass Information Systems's revenue rose $842K (+2%) from $49.1M in Q1 2026 to $49.9M in Q2 2026. The biggest changes: Information services payment and processing revenue +$878K (+3%); Other revenues −$62K (-0.3%); Bank service fees +$26K (+7%). Operating margin 26.4% against 22.4% (+4.0 pts).
Cass Information Systems, Q2 2026: revenue $49.9M (+12% year over year), operating margin 26.4%, net earnings $10.6M, operating cash flow $16.9M. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 26.4% | 22.4% | +4.0 pts |
| Net margin | 21.2% | 18.0% | +3.2 pts |
| Free cash flow margin | 27.7% | 25.8% | +1.9 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Processing fees | $16.1M | $15.7M | $358K | +2% |
| Financial fees | $11.0M | $10.4M | $520K | +5% |
| Information services payment and processing revenue | $27.0M | $26.2M | $878K | +3% |
| Bank service fees | $398K | $372K | $26K | +7% |
| Other revenues | $22.5M | $22.6M | −$62K | -0.3% |
| Revenue | $49.9M | $49.1M | $842K | +2% |
| Operating profit | $13.2M | $11.0M | $2.2M | +20% |
| Costs & expenses | $36.8M | $38.1M | −$1.4M | -4% |
| Pre-tax earnings | $13.2M | $11.0M | $2.2M | +20% |
| Net earnings | $10.6M | $8.8M | $1.8M | +20% |
| Income tax | $2.6M | $2.1M | $455K | +21% |
| Depreciation & amortization | $1.8M | $1.7M | $115K | +7% |
| Share-based compensation | $1.1M | $1.4M | −$309K | -21% |
| Working capital & other | $3.4M | $2.5M | $827K | +33% |
| Operating cash flow | $16.9M | $14.5M | $2.4M | +16% |
| Free cash flow (OCF − capex) | $13.8M | $12.7M | $1.2M | +9% |
| Capital expenditures | $3.1M | $1.9M | $1.2M | +63% |
Questions
How much did Cass Information Systems's revenue grow quarter over quarter in Q2 2026?
Cass Information Systems's revenue rose $842K (+2%) from $49.1M in Q1 2026 to $49.9M in Q2 2026.
What drove Cass Information Systems's revenue change in Q2 2026?
Information services payment and processing revenue +$878K (+3%); Other revenues −$62K (-0.3%); Bank service fees +$26K (+7%).