Filing Flows › Cass Information Systems (CASS) › Q2 2026 › vs Q2 2025
Cass Information Systems (CASS) Q2 2026 vs Q2 2025 (year over year)
Cass Information Systems's revenue rose $5.5M (+12%) from $44.4M in Q2 2025 to $49.9M in Q2 2026. The biggest changes: Other revenues +$5.3M (+31%); Information services payment and processing revenue +$176K (+0.7%); Bank service fees +$48K (+14%). Operating margin 26.4% against 22.5% (+3.9 pts).
Cass Information Systems, Q2 2026: revenue $49.9M (+12% year over year), operating margin 26.4%, net earnings $10.6M, operating cash flow $16.9M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 26.4% | 22.5% | +3.9 pts |
| Net margin | 21.2% | 19.9% | +1.3 pts |
| Free cash flow margin | 27.7% | -5.9% | +33.6 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Processing fees | $16.1M | $16.7M | −$614K | -4% |
| Financial fees | $11.0M | $10.2M | $790K | +8% |
| Information services payment and processing revenue | $27.0M | $26.9M | $176K | +0.7% |
| Bank service fees | $398K | $350K | $48K | +14% |
| Other revenues | $22.5M | $17.2M | $5.3M | +31% |
| Revenue | $49.9M | $44.4M | $5.5M | +12% |
| Operating profit | $13.2M | $10.0M | $3.2M | +32% |
| Costs & expenses | $36.8M | $34.4M | $2.3M | +7% |
| Pre-tax earnings | $13.2M | $10.0M | $3.2M | +32% |
| Net earnings | $10.6M | $8.9M | $1.7M | +20% |
| Income tax | $2.6M | $1.1M | $1.5M | +132% |
| Depreciation & amortization | $1.8M | $1.9M | −$72K | -4% |
| Share-based compensation | $1.1M | $918K | $212K | +23% |
| Working capital & other | $3.4M | −$13.0M | $16.4M | — |
| Operating cash flow | $16.9M | −$1.3M | $18.2M | — |
| Free cash flow (OCF − capex) | $13.8M | −$2.6M | $16.5M | — |
| Capital expenditures | $3.1M | $1.3M | $1.8M | +131% |
Questions
How much did Cass Information Systems's revenue grow year over year in Q2 2026?
Cass Information Systems's revenue rose $5.5M (+12%) from $44.4M in Q2 2025 to $49.9M in Q2 2026.
What drove Cass Information Systems's revenue change in Q2 2026?
Other revenues +$5.3M (+31%); Information services payment and processing revenue +$176K (+0.7%); Bank service fees +$48K (+14%).