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How Cass Information Systems (CASS) makes money
Cass Information Systems (CASS) made $52.7M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Information services payment and processing revenue brought in $27.5M (52%); Other revenues brought in $24.8M (47%); Bank service fees brought in $377K (1%). Of every dollar of revenue, 25¢ was left as operating profit, 20¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Information services payment and processing revenue | $27.5M | 52.2% | +2% | +2% |
| ↳ Processing fees | $15.9M | 30.2% | -1% | -5% |
| ↳ Financial fees | $11.6M | 22.1% | +6% | +12% |
| Other revenues | $24.8M | 47.0% | +10% | +10% |
| Bank service fees | $377K | 0.7% | -5% | +1% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $52.7M | 100.0% |
| Operating profit | $12.9M | 24.5% |
| Income tax | $2.3M | 4.5% |
| Net earnings | $10.6M | 20.1% |
| Operating cash flow | $4.3M | 8.2% |
| Free cash flow | $2.7M | 5.0% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $52.7M | +5% |
| Q2 2026 | $49.9M | +12% |
| Q1 2026 | $49.1M | +6% |
| Q4 2025 | $49.9M | +9% |
| Q3 2025 | $50.1M | +8% |
| Q2 2025 | $44.4M | +1% |
| Q1 2025 | $46.4M | +3% |
From Cass Information Systems' 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does Cass Information Systems make money?
Cass Information Systems (CASS) made $52.7M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Information services payment and processing revenue brought in $27.5M (52%); Other revenues brought in $24.8M (47%); Bank service fees brought in $377K (1%). Of every dollar of revenue, 25¢ was left as operating profit, 20¢ was left as net earnings.
What is Cass Information Systems' biggest business?
Information services payment and processing revenue: $27.5M in the third quarter 2026, 52% of revenue, +2% from a year earlier.
What is Cass Information Systems' profit margin?
Net earnings were $10.6M, 20.1% of revenue, in the third quarter 2026; the operating margin was 24.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.