Filing Flows › Cato (CATO) › Q2 FY27 › vs Q2 FY26
Cato (CATO) Q2 FY27 vs Q2 FY26 (year over year)
Cato's revenue fell $11.0M (-6%) from $177M in Q2 FY26 to $166M in Q2 FY27. The biggest changes: Retail Segment −$11.0M (-6%); Credit Segment −$2K (-0.3%).
Cato, Q2 FY27: revenue $166M (-6% year over year), operating margin -0.4%, net earnings $1.1M, operating cash flow $14.5M. The chart draws each line against Q2 FY26, the increases inside each band.
Margins
| Q2 FY27 | Q2 FY26 | Change | |
|---|---|---|---|
| Free cash flow margin | 7.9% | 5.9% | +2.0 pts |
Every line
| Line | Q2 FY27 | Q2 FY26 | Change | % |
|---|---|---|---|---|
| Retail Segment | $165M | $176M | −$11.0M | -6% |
| Credit Segment | $651K | $653K | −$2K | -0.3% |
| Revenue | $166M | $177M | −$11.0M | -6% |
| Other income, net | $1.9M | $1.0M | $898K | +88% |
| Costs & expenses | $167M | $178M | −$10.4M | -6% |
| Operating costs | $166M | $171M | −$4.9M | -3% |
| Income tax | $147K | −$293K | $440K | — |
| Net earnings | $1.1M | $6.8M | −$5.7M | -83% |
| Cost of revenue | $110M | $111M | −$1.3M | -1% |
| SG&A | $54.0M | $57.4M | −$3.3M | -6% |
| Other operating costs | $1.9M | $2.1M | −$256K | -12% |
| Operating cash sources | $14.5M | $11.8M | $2.7M | +23% |
| Depreciation | $2.2M | $2.5M | −$279K | -11% |
| Share-based compensation | $394K | $394K | $0 | 0% |
| Working capital & other | $10.7M | $2.0M | $8.7M | +429% |
| Operating cash flow | $14.5M | $11.8M | $2.7M | +23% |
| Free cash flow (OCF − capex) | $13.1M | $10.4M | $2.7M | +26% |
| Capital expenditures | $1.3M | $1.3M | $0 | 0% |
Questions
How much did Cato's revenue grow year over year in Q2 FY27?
Cato's revenue fell $11.0M (-6%) from $177M in Q2 FY26 to $166M in Q2 FY27.
What drove Cato's revenue change in Q2 FY27?
Retail Segment −$11.0M (-6%); Credit Segment −$2K (-0.3%).