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Cathay General Bancorp cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$80.7M in Q3 2026 · $465M over twelve months

Operating cash flow$82.0M
Capital spending−$1.3M
Free cash flow+$80.7M
Cash / net income0.9×

Analysis

In Q3 2026, Cathay General Bancorp generated $82.0M of operating cash flow and spent $1.3M on capital projects, leaving free cash flow of $80.7M. That is $69.4M less than in Q3 2025 ($150M).

Over the twelve months to Sep 30, 2026, operating cash flow was $473M; the largest uses were other investing ($1.1B), dividends ($98.9M), capital spending ($7.7M); besides operations, cash came from other financing ($1.1B); the cash balance rose by $400M.

Operating cash flow was $82.0M against net income of $95.2M — 0.9× profit, less cash than reported earnings, worth checking against working capital. The largest differences: prepaid and other assets −$22.4M, other liabilities −$5.0M, stock-based pay +$1.9M.

Free cash flow

Cathay General Bancorp: free cash flow by quarterCathay General Bancorp: free cash flow by quarter$85.8MQ4 2024$96.3MQ1 2025$62.7MQ2 2025$150MQ3 2025$54.6MQ4 2025$96.0MQ1 2026$234MQ2 2026$80.7MQ3 2026
Operating cash flow less capital spending.
Cathay General Bancorp: operating cash flow against capital spendingCathay General Bancorp: operating cash flow against capital spendingOperating cash flowCapital spending$86.8M$982KQ4 2024$99.0M$2.7MQ1 2025$64.0M$1.3MQ2 2025$151M$495KQ3 2025$55.1M$456KQ4 2025$98.3M$2.3MQ1 2026$237M$3.7MQ2 2026$82.0M$1.3MQ3 2026
Latest (Q3 2026): Operating cash flow $82.0M, Capital spending $1.3M.

Capital allocation, year by year

Cathay General Bancorp: where the cash came from (up) and went (down), by fiscal yearCathay General Bancorp: where the cash came from (up) and went (down), by fiscal yearOperating cash flowCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $334MFY2021: Capital spending −$3.7MFY2021: Buybacks −$167MFY2021: Dividends −$99.3M$334MFY2021FY2022: Operating cash flow $467MFY2022: Capital spending −$3.4MFY2022: Acquisitions −$73.9MFY2022: Buybacks −$141MFY2022: Dividends −$101M$467MFY2022FY2023: Operating cash flow $385MFY2023: Capital spending −$3.4MFY2023: Buybacks −$16.7MFY2023: Dividends −$98.6M$385MFY2023FY2024: Operating cash flow $329MFY2024: Capital spending −$3.6MFY2024: Buybacks −$84.7MFY2024: Dividends −$98.0M$329MFY2024FY2025: Operating cash flow $369MFY2025: Capital spending −$4.9MFY2025: Buybacks −$180MFY2025: Dividends −$93.8M$369MFY2025
Over these 5 years operating cash flow totalled $1.9B; the largest uses were buybacks ($590M) and dividends ($491M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$0
Debt$65.0M
Net debt$65.0M

Cathay General Bancorp funds itself: free cash flow was $465M over the last twelve months, and $0 of cash and investments stands against $65.0M of debt.

Where the cash came from and went

Cathay General Bancorp: sources (+) and uses (−) of cash, Q3 2026Cathay General Bancorp: sources (+) and uses (−) of cash, Q3 2026Other financing$869MOther investing−$542MCash drawn (+) / kept (−)−$381MOperating cash flow$82.0MDividends−$25.2MTaxes on employees’ shares−$1.4MCapital spending−$1.3M
Cathay General Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Cathay General Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Other financing$1.1BOther investing−$1.1BOperating cash flow$473MCash drawn (+) / kept (−)−$400MDividends−$98.9MCapital spending−$7.7MTaxes on employees’ shares−$3.9M

From profit to cash

Cathay General Bancorp: net income to operating cash flow, Q3 2026Cathay General Bancorp: net income to operating cash flow, Q3 2026Net income$95.2MDepreciation & amortization$1.8MStock-based pay$1.9MGains on disposals$8KPrepaid and other assets−$22.4MOther liabilities−$5.0MOperating cash flow$82.0M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingDividendsCash drawn (+) / kept (−)Free cash flow
Q3 2026$82.0M−$1.3M−$25.2M−$381M$80.7M
Q2 2026$237M−$3.7M−$25.4M−$122M$234M
Q1 2026$98.3M−$2.3M−$25.4M$219M$96.0M
Q4 2025$55.1M−$456K−$22.9M−$116M$54.6M
Q3 2025$151M−$495K−$23.2M−$61.1M$150M
Q2 2025$64.0M−$1.3M−$23.8M$138M$62.7M
Q1 2025$99.0M−$2.7M−$23.9M−$345M$96.3M
Q4 2024$86.8M−$982K−$24.2M$299M$85.8M

Cathay General Bancorp: income statement and cash flow

Cathay General Bancorp, Q3 2026: revenue $255M (+21% year over year), operating margin 48.2%. The chart follows the revenue to costs, profit and cash.

Cathay General Bancorp: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.