Filing Flows › Cathay General Bancorp (CATY) › Q3 2026
Cathay General Bancorp (CATY) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Cathay General Bancorp (CATY) reported revenue of $255M for the third quarter 2026 (Q3 2026), +21% from a year earlier and +15% from the quarter before. Operating margin was 48.2%, net earnings $95.2M (37.4% of revenue).
Cathay General Bancorp, Q3 2026: revenue $255M (+21% year over year), operating margin 48.2%, net earnings $95.2M, operating cash flow $82.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $255M | +15% | +21% |
| Operating profit | $123M | +3% | +31% |
| Net earnings | $95.2M | +3% | +23% |
| Operating cash flow | $82.0M | -65% | -46% |
| Free cash flow | $80.7M | -65% | -46% |
What changed
Revenue was $254.6M in Q3 2026, up 21% year over year and up 15% from the previous quarter.
Operating profit was $122.7M, a 48.2% margin (up 3.7 points year over year). Of the extra revenue versus Q3 2025, 66% reached operating profit, above the 45% margin then. Total costs grew 13% against revenue growth of 21%. The fastest-growing cost line was Noninterest expense (+17%). Net earnings were $95.2M, up 23% year over year. The effective tax rate was 22.4%.
Operating cash flow was $82.0M (down 46% year over year), 86% of net earnings. Non-cash charges added back $1.8M of depreciation and amortization and $1.9M of share-based compensation. Working capital and other items used $16.9M. Capital expenditures of $1.3M left free cash flow of $80.7M.
Questions
What was Cathay General Bancorp's revenue in the third quarter 2026?
Cathay General Bancorp (CATY) reported revenue of $255M for the third quarter 2026 (Q3 2026), +21% from a year earlier and +15% from the quarter before.
Was Cathay General Bancorp profitable in the third quarter 2026?
Operating profit was $123M (48.2% of revenue) and net earnings $95.2M.