Filing Flows › Colony Bankcorp (CBAN) › Q3 2026 › vs Q3 2025
Colony Bankcorp (CBAN) Q3 2026 vs Q3 2025 (year over year)
Colony Bankcorp's revenue rose $9.9M (+30%) from $32.8M in Q3 2025 to $42.6M in Q3 2026. The biggest changes: Net interest income +$7.7M (+34%); Noninterest income +$2.2M (+22%). Operating margin 31.3% against 22.2% (+9.1 pts).
Colony Bankcorp, Q3 2026: revenue $42.6M (+30% year over year), operating margin 31.3%, net earnings $10.5M, operating cash flow $5.6M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 31.3% | 22.2% | +9.1 pts |
| Net margin | 24.7% | 17.7% | +6.9 pts |
| Free cash flow margin | 11.0% | 42.9% | -31.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $30.4M | $22.7M | $7.7M | +34% |
| Noninterest income | $12.3M | $10.1M | $2.2M | +22% |
| Revenue | $42.6M | $32.8M | $9.9M | +30% |
| Operating profit | $13.3M | $7.3M | $6.1M | +83% |
| Costs & expenses | $29.3M | $25.5M | $3.8M | +15% |
| Pre-tax earnings | $13.3M | $7.3M | $6.1M | +83% |
| Credit loss provision | $1.6M | $900K | $750K | +83% |
| Noninterest expense | $27.6M | $24.6M | $3.0M | +12% |
| Net earnings | $10.5M | $5.8M | $4.7M | +81% |
| Income tax | $2.8M | $1.5M | $1.4M | +93% |
| Share-based compensation | $269K | $204K | $65K | +32% |
| Working capital & other | $5.2M | −$6.5M | $11.7M | — |
| Operating cash flow | $5.6M | $14.4M | −$8.8M | -61% |
| Free cash flow (OCF − capex) | $4.7M | $14.1M | −$9.4M | -67% |
| Capital expenditures | $917K | $351K | $566K | +161% |
Questions
How much did Colony Bankcorp's revenue grow year over year in Q3 2026?
Colony Bankcorp's revenue rose $9.9M (+30%) from $32.8M in Q3 2025 to $42.6M in Q3 2026.
What drove Colony Bankcorp's revenue change in Q3 2026?
Net interest income +$7.7M (+34%); Noninterest income +$2.2M (+22%).