Filing Flows › Capital Bancorp (CBNK) › Q3 2026 › vs Q3 2025
Capital Bancorp (CBNK) Q3 2026 vs Q3 2025 (year over year)
Capital Bancorp's revenue rose $5.0M (+8%) from $63.1M in Q3 2025 to $68.1M in Q3 2026. The biggest changes: Noninterest income +$4.0M (+36%); Net interest income +$1.1M (+2%). Operating margin 25.8% against -1.5% (+27.2 pts).
Capital Bancorp, Q3 2026: revenue $68.1M (+8% year over year), operating margin 25.8%, net earnings $13.1M, operating cash flow $35.4M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 25.8% | -1.5% | +27.2 pts |
| Net margin | 19.3% | 23.9% | -4.6 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $53.1M | $52.0M | $1.1M | +2% |
| Noninterest income | $15.0M | $11.1M | $4.0M | +36% |
| Revenue | $68.1M | $63.1M | $5.0M | +8% |
| Operating profit | $17.5M | −$923K | $18.5M | — |
| Costs & expenses | $50.6M | $64.0M | −$13.4M | -21% |
| Pre-tax earnings | $17.5M | $19.9M | −$2.3M | -12% |
| Noninterest expense | $45.7M | $38.4M | $7.4M | +19% |
| Other operating costs | $4.8M | $25.7M | −$20.8M | -81% |
| Net earnings | $13.1M | $15.1M | −$1.9M | -13% |
| Income tax | $4.4M | $4.8M | −$378K | -8% |
| Share-based compensation | $611K | $823K | −$212K | -26% |
| Working capital & other | $21.7M | $8.9M | $12.8M | +144% |
| Operating cash flow | $35.4M | $24.8M | $10.6M | +43% |
Questions
How much did Capital Bancorp's revenue grow year over year in Q3 2026?
Capital Bancorp's revenue rose $5.0M (+8%) from $63.1M in Q3 2025 to $68.1M in Q3 2026.
What drove Capital Bancorp's revenue change in Q3 2026?
Noninterest income +$4.0M (+36%); Net interest income +$1.1M (+2%).