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How Coastal Financial (CCB) makes money

Coastal Financial (CCB) made $149M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Net interest income brought in $88.3M (59%); Noninterest income brought in $61.0M (41%). Of every dollar of revenue, 12¢ was left as operating profit, 9¢ was left as net earnings.

Drawing the Sankey…

Coastal Financial revenue by segment, Q3 2026Coastal Financial revenue by segment, Q3 2026Net interest income$88.3MNoninterest income$61.0M
Coastal Financial: where each dollar of revenue goesCoastal Financial: where each dollar of revenue goesOperating profit12¢Income tax3¢Net earnings9¢Operating cash flow28¢Free cash flow27¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$88.3M59.1%-1%+13%
Noninterest income$61.0M40.9%-31%-9%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$149M100.0%
Operating profit$18.5M12.4%
Income tax$4.7M3.1%
Net earnings$13.8M9.2%
Operating cash flow$41.9M28.1%
Free cash flow$39.6M26.5%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$149M+3%

From Coastal Financial's 10-Q filed Nov 5, 2026 (on EDGAR).

Questions

How does Coastal Financial make money?

Coastal Financial (CCB) made $149M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Net interest income brought in $88.3M (59%); Noninterest income brought in $61.0M (41%). Of every dollar of revenue, 12¢ was left as operating profit, 9¢ was left as net earnings.

What is Coastal Financial's biggest business?

Net interest income: $88.3M in the third quarter 2026, 59% of revenue, +13% from a year earlier.

What is Coastal Financial's profit margin?

Net earnings were $13.8M, 9.2% of revenue, in the third quarter 2026; the operating margin was 12.4%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.