Filing Flows

Filing Flows › Companies › Capital City Bank Group › Cash flow

Capital City Bank Group cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$29.2M in Q3 2026 · $61.2M over twelve months

Operating cash flow$33.1M
Capital spending−$4.0M
Free cash flow+$29.2M
Cash / net income2.0×

Analysis

In Q3 2026, Capital City Bank Group generated $33.1M of operating cash flow and spent $4.0M on capital projects, leaving free cash flow of $29.2M. That is $9.3M more than in Q3 2025 ($19.8M).

Over the twelve months to Sep 30, 2026, operating cash flow was $73.4M; the largest uses were other investing ($137M), dividends ($18.3M), capital spending ($12.2M); besides operations, cash came from other financing ($42.4M), shares issued ($1.3M); the cash balance fell by $54.3M.

Operating cash flow was $33.1M against net income of $16.9M — 2.0× profit, cash ran ahead of reported earnings. The largest differences: other liabilities +$5.0M, prepaid and other assets +$1.3M, stock-based pay +$133K.

Free cash flow

Capital City Bank Group: free cash flow by quarterCapital City Bank Group: free cash flow by quarter$9.0MQ4 2024$19.5MQ1 2025$30.8MQ2 2025$19.8MQ3 2025$9.9MQ4 2025$14.7MQ1 2026$7.5MQ2 2026$29.2MQ3 2026
Operating cash flow less capital spending.
Capital City Bank Group: operating cash flow against capital spendingCapital City Bank Group: operating cash flow against capital spendingOperating cash flowCapital spending$11.2M$2.2MQ4 2024$21.9M$2.4MQ1 2025$32.6M$1.8MQ2 2025$21.6M$1.7MQ3 2025$11.6M$1.6MQ4 2025$15.9M$1.3MQ1 2026$12.8M$5.3MQ2 2026$33.1M$4.0MQ3 2026
Latest (Q3 2026): Operating cash flow $33.1M, Capital spending $4.0M.

Capital allocation, year by year

Capital City Bank Group: where the cash came from (up) and went (down), by fiscal yearCapital City Bank Group: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $122MFY2021: Net borrowing −$47.3MFY2021: Shares issued $1.0MFY2021: Capital spending −$5.2MFY2021: Acquisitions −$4.5MFY2021: Dividends −$10.5M$123MFY2021FY2022: Operating cash flow $92.7MFY2022: Net borrowing $21.9MFY2022: Shares issued $1.3MFY2022: Capital spending −$6.3MFY2022: Dividends −$11.2M$116MFY2022FY2023: Operating cash flow $54.8MFY2023: Net borrowing −$21.7MFY2023: Shares issued $937KFY2023: Capital spending −$7.0MFY2023: Buybacks −$3.7MFY2023: Dividends −$12.9M$55.7MFY2023FY2024: Operating cash flow $63.6MFY2024: Net borrowing −$6.6MFY2024: Shares issued $1.5MFY2024: Capital spending −$8.7MFY2024: Buybacks −$2.3MFY2024: Dividends −$14.9M$65.1MFY2024FY2025: Operating cash flow $87.6MFY2025: Net borrowing $21.8MFY2025: Shares issued $1.3MFY2025: Asset sales $2.4MFY2025: Capital spending −$7.6MFY2025: Dividends −$17.1M$113MFY2025
Over these 5 years operating cash flow totalled $421M; the largest uses were net borrowing ($75.5M) and dividends ($66.5M). Cash-flow statements as filed.

Where the cash came from and went

Capital City Bank Group: sources (+) and uses (−) of cash, Q3 2026Capital City Bank Group: sources (+) and uses (−) of cash, Q3 2026Cash drawn (+) / kept (−)$68.1MOther financing−$54.4MOperating cash flow$33.1MOther investing−$30.3MNet borrowing (+) / repaid (−)−$8.0MDividends−$4.6MCapital spending−$4.0MShares issued$109K
Capital City Bank Group: sources (+) and uses (−) of cash, TTM to Q3 2026Capital City Bank Group: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$137MOperating cash flow$73.4MCash drawn (+) / kept (−)$54.3MOther financing$42.4MDividends−$18.3MCapital spending−$12.2MBuybacks−$2.6MNet borrowing (+) / repaid (−)−$1.4MShares issued$1.3M

From profit to cash

Capital City Bank Group: net income to operating cash flow, Q3 2026Capital City Bank Group: net income to operating cash flow, Q3 2026Net income$16.9MStock-based pay$133KPrepaid and other assets$1.3MOther liabilities$5.0MOperating cash flow$33.1M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$33.1M−$4.0M—−$4.6M−$8.0M$109K$68.1M$29.2M
Q2 2026$12.8M−$5.3M—−$4.6M$13.6M$575K$9.2M$7.5M
Q1 2026$15.9M−$1.3M−$2.6M−$4.6M−$16.8M$12K$41.0M$14.7M
Q4 2025$11.6M−$1.6M—−$4.4M$9.8M$631K−$64.1M$9.9M
Q3 2025$21.6M−$1.7M—−$4.4M$5.7M$91K$7.5M$19.8M
Q2 2025$32.6M−$1.8M—−$4.1M−$2.7M$424K$51.2M$30.8M
Q1 2025$21.9M−$2.4M—−$4.1M$8.9M$195K−$133M$19.5M
Q4 2024$11.2M−$2.2M—−$3.9M−$9.0M$867K−$46.6M$9.0M

Capital City Bank Group: income statement and cash flow

Capital City Bank Group, Q3 2026: revenue $64.4M (-2% year over year), operating margin 34.4%. The chart follows the revenue to costs, profit and cash.

Capital City Bank Group: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.