Filing Flows › Capital City Bank Group (CCBG) › Q2 2026 › vs Q2 2025
Capital City Bank Group (CCBG) Q2 2026 vs Q2 2025 (year over year)
Capital City Bank Group's revenue rose $1.6M (+3%) from $63.2M in Q2 2025 to $64.8M in Q2 2026. The biggest changes: Net interest income +$1.0M (+2%); Noninterest income +$585K (+3%). Operating margin 32.8% against 31.7% (+1.1 pts).
Capital City Bank Group, Q2 2026: revenue $64.8M (+2% year over year), operating margin 32.8%, net earnings $16.3M, operating cash flow $12.8M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 32.8% | 31.7% | +1.1 pts |
| Net margin | 25.1% | 23.8% | +1.3 pts |
| Free cash flow margin | 11.5% | 48.7% | -37.2 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $44.2M | $43.2M | $1.0M | +2% |
| Noninterest income | $20.6M | $20.0M | $585K | +3% |
| Revenue | $64.8M | $63.2M | $1.6M | +3% |
| Operating profit | $21.2M | $20.0M | $1.2M | +6% |
| Costs & expenses | $43.6M | $43.2M | $401K | +0.9% |
| Pre-tax earnings | $21.2M | $20.0M | $1.2M | +6% |
| Credit loss provision | $919K | $620K | $299K | +48% |
| Noninterest expense | $42.6M | $42.5M | $102K | +0.2% |
| Net earnings | $16.3M | $15.0M | $1.2M | +8% |
| Income tax | $5.0M | $5.0M | −$35K | -0.7% |
| Share-based compensation | $415K | $526K | −$111K | -21% |
| Working capital & other | $3.9M | −$17.1M | $21.0M | — |
| Operating cash flow | $12.8M | $32.6M | −$19.9M | -61% |
| Free cash flow (OCF − capex) | $7.5M | $30.8M | −$23.3M | -76% |
| Capital expenditures | $5.3M | $1.8M | $3.5M | +189% |
Questions
How much did Capital City Bank Group's revenue grow year over year in Q2 2026?
Capital City Bank Group's revenue rose $1.6M (+3%) from $63.2M in Q2 2025 to $64.8M in Q2 2026.
What drove Capital City Bank Group's revenue change in Q2 2026?
Net interest income +$1.0M (+2%); Noninterest income +$585K (+3%).