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How Muncy Columbia Financial (CCFN) makes money

Muncy Columbia Financial (CCFN) made $18.2M of revenue in the third quarter 2026 (Q3 2026), -2% from a year earlier. Net interest income brought in $17.6M (97%); Noninterest income brought in $611K (3%). Of every dollar of revenue, 40¢ was left as operating profit, 33¢ was left as net earnings.

Drawing the Sankey…

Muncy Columbia Financial revenue by segment, Q3 2026Muncy Columbia Financial revenue by segment, Q3 2026Net interest income$17.6MNoninterest income$611K
Muncy Columbia Financial: where each dollar of revenue goesMuncy Columbia Financial: where each dollar of revenue goesOperating profit40¢Income tax7¢Net earnings33¢Operating cash flow40¢Free cash flow39¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$17.6M96.7%+5%+13%
Noninterest income$611K3.3%-76%-79%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$18.2M100.0%
Operating profit$7.3M39.8%
Income tax$1.2M6.6%
Net earnings$6.0M33.1%
Operating cash flow$7.3M39.9%
Free cash flow$7.2M39.3%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$18.2M-2%

From Muncy Columbia Financial's 10-Q filed Nov 6, 2026 (on EDGAR).

Questions

How does Muncy Columbia Financial make money?

Muncy Columbia Financial (CCFN) made $18.2M of revenue in the third quarter 2026 (Q3 2026), -2% from a year earlier. Net interest income brought in $17.6M (97%); Noninterest income brought in $611K (3%). Of every dollar of revenue, 40¢ was left as operating profit, 33¢ was left as net earnings.

What is Muncy Columbia Financial's biggest business?

Net interest income: $17.6M in the third quarter 2026, 97% of revenue, +13% from a year earlier.

What is Muncy Columbia Financial's profit margin?

Net earnings were $6.0M, 33.1% of revenue, in the third quarter 2026; the operating margin was 39.8%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.