Filing Flows › CNB Financial (CCNE) › Q3 2026 › vs Q3 2025
CNB Financial (CCNE) Q3 2026 vs Q3 2025 (year over year)
CNB Financial's revenue rose $10.1M (+13%) from $77.7M in Q3 2025 to $87.8M in Q3 2026. The biggest changes: Net interest income +$9.2M (+14%); Noninterest income +$923K (+9%). Operating margin 37.8% against 32.8% (+5.1 pts).
CNB Financial, Q3 2026: revenue $87.8M (+13% year over year), operating margin 37.8%, net earnings $28.1M, operating cash flow $5.2M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 37.8% | 32.8% | +5.1 pts |
| Net margin | 32.0% | 25.7% | +6.2 pts |
| Free cash flow margin | 4.1% | 6.4% | -2.2 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $76.3M | $67.1M | $9.2M | +14% |
| Noninterest income | $11.5M | $10.6M | $923K | +9% |
| Revenue | $87.8M | $77.7M | $10.1M | +13% |
| Operating profit | $33.2M | $25.5M | $7.8M | +30% |
| Costs & expenses | $54.6M | $52.2M | $2.3M | +4% |
| Pre-tax earnings | $33.2M | $25.5M | $7.8M | +30% |
| Noninterest expense | $51.1M | $50.2M | $947K | +2% |
| Other operating costs | $3.5M | $2.1M | $1.4M | +68% |
| Net earnings | $28.1M | $20.0M | $8.1M | +40% |
| Income tax | $5.2M | $5.5M | −$321K | -6% |
| Depreciation & amortization | $3.7M | $3.2M | $514K | +16% |
| Share-based compensation | $1.0M | $791K | $241K | +30% |
| Working capital & other | $27.6M | $16.9M | $10.7M | +63% |
| Operating cash flow | $5.2M | $7.0M | −$1.9M | -27% |
| Free cash flow (OCF − capex) | $3.6M | $4.9M | −$1.3M | -26% |
| Capital expenditures | $1.5M | $2.1M | −$604K | -29% |
Questions
How much did CNB Financial's revenue grow year over year in Q3 2026?
CNB Financial's revenue rose $10.1M (+13%) from $77.7M in Q3 2025 to $87.8M in Q3 2026.
What drove CNB Financial's revenue change in Q3 2026?
Net interest income +$9.2M (+14%); Noninterest income +$923K (+9%).