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How CNB Financial (CCNE) makes money

CNB Financial (CCNE) made $87.8M of revenue in the third quarter 2026 (Q3 2026), +13% from a year earlier. Net interest income brought in $76.3M (87%); Noninterest income brought in $11.5M (13%). Of every dollar of revenue, 38¢ was left as operating profit, 32¢ was left as net earnings.

Drawing the Sankey…

CNB Financial revenue by segment, Q3 2026CNB Financial revenue by segment, Q3 2026Net interest income$76.3MNoninterest income$11.5M
CNB Financial: where each dollar of revenue goesCNB Financial: where each dollar of revenue goesOperating profit38¢Income tax6¢Net earnings32¢Operating cash flow6¢Free cash flow4¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$76.3M86.9%-0.1%+14%
Noninterest income$11.5M13.1%+2%+9%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$87.8M100.0%
Operating profit$33.2M37.8%
Income tax$5.2M5.9%
Net earnings$28.1M32.0%
Operating cash flow$5.2M5.9%
Free cash flow$3.6M4.1%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$87.8M+13%

From CNB Financial's 10-Q filed Nov 4, 2026 (on EDGAR).

Questions

How does CNB Financial make money?

CNB Financial (CCNE) made $87.8M of revenue in the third quarter 2026 (Q3 2026), +13% from a year earlier. Net interest income brought in $76.3M (87%); Noninterest income brought in $11.5M (13%). Of every dollar of revenue, 38¢ was left as operating profit, 32¢ was left as net earnings.

What is CNB Financial's biggest business?

Net interest income: $76.3M in the third quarter 2026, 87% of revenue, +14% from a year earlier.

What is CNB Financial's profit margin?

Net earnings were $28.1M, 32.0% of revenue, in the third quarter 2026; the operating margin was 37.8%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.