Filing Flows

Filing Flows › C & F Financial (CFFI) › Q2 2026 › vs Q1 2026

C & F Financial (CFFI) Q2 2026 vs Q1 2026 (quarter over quarter)

C & F Financial's revenue rose $4.6M (+13%) from $36.3M in Q1 2026 to $40.9M in Q2 2026. Operating margin 26.6% against 23.0% (+3.6 pts).

C & F Financial, Q2 2026: revenue $40.9M (+12% year over year), operating margin 26.6%, net earnings $8.6M, operating cash flow $24.7M. The chart draws each line against Q1 2026, the increases inside each band.

C & F Financial: what changed, Q2 2026 vs Q1 2026C & F Financial: what changed, Q2 2026 vs Q1 2026Operating cash flow$32.3MWorking capital & other$30.4MFree cash flow (OCF − capex)$30.2MOperating profit$2.5MPre-tax earnings$2.5MCapital expenditures$2.1MCosts & expenses$2.1MOther operating costs$2.0MNet earnings$1.8MIncome tax$693K

Margins

Q2 2026Q1 2026Change
Operating margin26.6%23.0%+3.6 pts
Net margin21.0%18.6%+2.3 pts
Free cash flow margin54.5%-21.8%+76.3 pts

Every line

LineQ2 2026Q1 2026Change%
Revenue$40.9M$36.3M$4.6M+13%
Operating profit$10.9M$8.3M$2.5M+30%
Costs & expenses$30.0M$27.9M$2.1M+7%
Pre-tax earnings$10.9M$8.3M$2.5M+30%
Sales & marketing$639K$547K$92K+17%
Other operating costs$29.4M$27.4M$2.0M+7%
Net earnings$8.6M$6.7M$1.8M+27%
Minority interests$63K$47K$16K+34%
Income tax$2.2M$1.6M$693K+45%
Depreciation & amortization$950K$940K$10K+1%
Share-based compensation$547K$514K$33K+6%
Working capital & other$14.6M−$15.8M$30.4M—
Operating cash flow$24.7M−$7.6M$32.3M—
Free cash flow (OCF − capex)$22.3M−$7.9M$30.2M—
Capital expenditures$2.4M$322K$2.1M+648%

Questions

How much did C & F Financial's revenue grow quarter over quarter in Q2 2026?

C & F Financial's revenue rose $4.6M (+13%) from $36.3M in Q1 2026 to $40.9M in Q2 2026. Operating margin 26.6% against 23.0% (+3.6 pts).

Q2 2026 results → · Compare in the interactive Sankey →