Filing Flows › C & F Financial (CFFI) › How it makes money
How C & F Financial (CFFI) makes money
C & F Financial (CFFI) made $38.2M of revenue in the third quarter 2026 (Q3 2026), +6% from a year earlier. Of every dollar of revenue, 27¢ was left as operating profit, 22¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $38.2M | 100.0% |
| Operating profit | $10.2M | 26.6% |
| Income tax | $1.9M | 5.0% |
| Net earnings | $8.3M | 21.7% |
| Operating cash flow | $29.3M | 76.6% |
| Free cash flow | $26.3M | 68.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $38.2M | +6% |
| Q2 2026 | $40.9M | +12% |
| Q1 2026 | $36.3M | +11% |
| Q4 2025 | $35.9M | +12% |
| Q3 2025 | $36.0M | +8% |
| Q2 2025 | $36.4M | +17% |
| Q1 2025 | $32.6M | +6% |
From C & F Financial's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does C & F Financial make money?
C & F Financial (CFFI) made $38.2M of revenue in the third quarter 2026 (Q3 2026), +6% from a year earlier. Of every dollar of revenue, 27¢ was left as operating profit, 22¢ was left as net earnings.
What is C & F Financial's profit margin?
Net earnings were $8.3M, 21.7% of revenue, in the third quarter 2026; the operating margin was 26.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.