Filing Flows › Citizens Financial Group (CFG) › Q2 2026
Citizens Financial Group (CFG) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 3, 2026
Citizens Financial Group (CFG) reported revenue of $2.3B for the second quarter 2026 (Q2 2026), +12% from a year earlier and +5% from the quarter before. Operating margin was 33.1%, net earnings $587M (25.7% of revenue).
Citizens Financial Group, Q2 2026: revenue $2.3B (+12% year over year), operating margin 33.1%, net earnings $587M, operating cash flow $726M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.3B | +5% | +12% |
| Operating profit | $755M | +16% | +36% |
| Net earnings | $587M | +14% | +35% |
| Operating cash flow | $726M | +206% | -18% |
What changed
Revenue was $2.3B in Q2 2026, up 12% year over year and up 5% from the previous quarter.
Operating profit was $0.76B, a 33.1% margin (up 5.9 points year over year). Of the extra revenue versus Q2 2025, 82% reached operating profit, above the 27% margin then. Total costs grew 3% against revenue growth of 12%. Net earnings were $0.59B, up 35% year over year. The effective tax rate was 22.3%.
Operating cash flow was $0.73B (down 18% year over year), 124% of net earnings. Non-cash charges added back $0.10B of depreciation and amortization and $0.05B of share-based compensation.
Questions
What was Citizens Financial Group's revenue in the second quarter 2026?
Citizens Financial Group (CFG) reported revenue of $2.3B for the second quarter 2026 (Q2 2026), +12% from a year earlier and +5% from the quarter before.
Was Citizens Financial Group profitable in the second quarter 2026?
Operating profit was $755M (33.1% of revenue) and net earnings $587M.