Filing Flows › Citizens Financial Group (CFG) › Q3 2026 › vs Q3 2025
Citizens Financial Group (CFG) Q3 2026 vs Q3 2025 (year over year)
Citizens Financial Group's revenue rose $204M (+10%) from $2.1B in Q3 2025 to $2.3B in Q3 2026. Operating margin 34.6% against 29.7% (+4.9 pts).
Citizens Financial Group, Q3 2026: revenue $2.3B (+10% year over year), operating margin 34.6%, net earnings $636M, operating cash flow $453M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 34.6% | 29.7% | +4.9 pts |
| Net margin | 27.4% | 23.3% | +4.1 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $2.3B | $2.1B | $204M | +10% |
| Operating profit | $804M | $629M | $175M | +28% |
| Costs & expenses | $1.5B | $1.5B | $29.0M | +2% |
| Pre-tax earnings | $804M | $629M | $175M | +28% |
| Sales & marketing | $47.0M | $44.0M | $3.0M | +7% |
| Other operating costs | $1.5B | $1.4B | $26.0M | +2% |
| Net earnings | $636M | $494M | $142M | +29% |
| Income tax | $168M | $135M | $33.0M | +24% |
| Depreciation & amortization | $103M | $119M | −$16.0M | -13% |
| Share-based compensation | $28.0M | $23.0M | $5.0M | +22% |
| Working capital & other | $314M | −$1.1B | $1.4B | — |
| Operating cash flow | $453M | $1.7B | −$1.2B | -73% |
Questions
How much did Citizens Financial Group's revenue grow year over year in Q3 2026?
Citizens Financial Group's revenue rose $204M (+10%) from $2.1B in Q3 2025 to $2.3B in Q3 2026. Operating margin 34.6% against 29.7% (+4.9 pts).