Filing Flows › City Holding (CHCO) › How it makes money
How City Holding (CHCO) makes money
City Holding (CHCO) made $84.0M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Net interest income brought in $62.6M (74%); Noninterest income brought in $21.4M (26%). Of every dollar of revenue, 51¢ was left as operating profit, 41¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $62.6M | 74.5% | +3% | +2% |
| Noninterest income | $21.4M | 25.5% | +3% | +4% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $84.0M | 100.0% |
| Operating profit | $43.2M | 51.4% |
| Income tax | $8.6M | 10.3% |
| Net earnings | $34.6M | 41.2% |
| Operating cash flow | $35.8M | 42.6% |
| Free cash flow | $35.1M | 41.8% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $84.0M | +3% |
From City Holding's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does City Holding make money?
City Holding (CHCO) made $84.0M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Net interest income brought in $62.6M (74%); Noninterest income brought in $21.4M (26%). Of every dollar of revenue, 51¢ was left as operating profit, 41¢ was left as net earnings.
What is City Holding's biggest business?
Net interest income: $62.6M in the third quarter 2026, 74% of revenue, +2% from a year earlier.
What is City Holding's profit margin?
Net earnings were $34.6M, 41.2% of revenue, in the third quarter 2026; the operating margin was 51.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.