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Chime Financial (CHYM) free cash flow by quarter

Chime Financial's free cash flow was $121M in Q3 2026 (third quarter 2026), -39% from Q2 2026. Over the last 6 quarters it ranged from $15.4M (Q3 2025) to $198M (Q2 2026).

Chime Financial free cash flow by quarterChime Financial free cash flow by quarter$26.5MQ2 2025$15.4MQ3 2025$18.4MQ4 2025$80.9MQ1 2026$198MQ2 2026$121MQ3 2026
QuarterFree cash flowQ/QY/Y
Q3 2026$121M-39%+687%
Q2 2026$198M+144%+647%
Q1 2026$80.9M+341%—
Q4 2025$18.4M+19%—
Q3 2025$15.4M-42%—
Q2 2025$26.5M——

Q3 2026 at a glance

Chime Financial, Q3 2026: revenue $718M (+32% year over year), operating margin 4.8%, net earnings $43.7M, operating cash flow $126M. The chart follows the revenue to costs, profit and cash.

Questions

What is Chime Financial's free cash flow?

Chime Financial's free cash flow was $121M in Q3 2026 (third quarter 2026), -39% from Q2 2026.

How has Chime Financial's free cash flow changed?

Over the last 6 quarters it ranged from $15.4M (Q3 2025) to $198M (Q2 2026).

Q3 2026 results → · How Chime Financial makes money →