Filing Flows

Filing Flows › Chime Financial (CHYM) › Gross margin

Chime Financial (CHYM) gross margin by quarter

Chime Financial's gross margin was 90.0% in Q3 2026 (third quarter 2026), +1.2 pts from Q2 2026. Over the last 3 quarters it ranged from 88.8% (Q2 2026) to 90.0% (Q3 2026).

Chime Financial gross margin by quarterChime Financial gross margin by quarter89.6%Q1 202688.8%Q2 202690.0%Q3 2026
QuarterGross marginQ/QY/Y
Q3 202690.0%+1.2 pts—
Q2 202688.8%-0.8 pts—
Q1 202689.6%——

Q3 2026 at a glance

Chime Financial, Q3 2026: revenue $718M (+32% year over year), operating margin 4.8%, net earnings $43.7M, operating cash flow $126M. The chart follows the revenue to costs, profit and cash.

Questions

What is Chime Financial's gross margin?

Chime Financial's gross margin was 90.0% in Q3 2026 (third quarter 2026), +1.2 pts from Q2 2026.

How has Chime Financial's gross margin changed?

Over the last 3 quarters it ranged from 88.8% (Q2 2026) to 90.0% (Q3 2026).

Q3 2026 results → · How Chime Financial makes money →