Filing Flows › Chime Financial (CHYM) › Operating margin
Chime Financial (CHYM) operating margin by quarter
Chime Financial's operating margin was 4.8% in Q3 2026 (third quarter 2026), +1.6 pts from Q2 2026. Over the last 3 quarters it ranged from 3.2% (Q2 2026) to 7.1% (Q1 2026).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 4.8% | +1.6 pts | — |
| Q2 2026 | 3.2% | -3.9 pts | — |
| Q1 2026 | 7.1% | — | — |
Q3 2026 at a glance
Chime Financial, Q3 2026: revenue $718M (+32% year over year), operating margin 4.8%, net earnings $43.7M, operating cash flow $126M. The chart follows the revenue to costs, profit and cash.
Questions
What is Chime Financial's operating margin?
Chime Financial's operating margin was 4.8% in Q3 2026 (third quarter 2026), +1.6 pts from Q2 2026.
How has Chime Financial's operating margin changed?
Over the last 3 quarters it ranged from 3.2% (Q2 2026) to 7.1% (Q1 2026).