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Chime Financial (CHYM) R&D spending by quarter

Chime Financial's R&D spending was $119M in Q3 2026 (third quarter 2026), +7% from Q2 2026. Over the last 6 quarters it ranged from $110M (Q1 2026) to $622M (Q2 2025).

Chime Financial R&D spending by quarterChime Financial R&D spending by quarter$622MQ2 2025$124MQ3 2025$111MQ4 2025$110MQ1 2026$112MQ2 2026$119MQ3 2026
QuarterR&D spendingQ/QY/Y
Q3 2026$119M+7%-4%
Q2 2026$112M+2%-82%
Q1 2026$110M-1%—
Q4 2025$111M-10%—
Q3 2025$124M-80%—
Q2 2025$622M——

Q3 2026 at a glance

Chime Financial, Q3 2026: revenue $718M (+32% year over year), operating margin 4.8%, net earnings $43.7M, operating cash flow $126M. The chart follows the revenue to costs, profit and cash.

Questions

What is Chime Financial's R&D spending?

Chime Financial's R&D spending was $119M in Q3 2026 (third quarter 2026), +7% from Q2 2026.

How has Chime Financial's R&D spending changed?

Over the last 6 quarters it ranged from $110M (Q1 2026) to $622M (Q2 2025).

Q3 2026 results → · How Chime Financial makes money →