Filing Flows › Citizens (CIA) › Q3 2026
Citizens (CIA) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Citizens (CIA) reported revenue of $65.0M for the third quarter 2026 (Q3 2026), +4% from a year earlier and +8% from the quarter before. Operating margin was 0.2%, net loss $422K (0.6% of revenue).
Citizens, Q3 2026: revenue $65.0M (+4% year over year), operating margin 0.2%, net loss $422K, operating cash flow $11.3M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $65.0M | +8% | +4% |
| Operating profit | $142K | — | -97% |
| Net earnings | −$422K | — | -117% |
| Operating cash flow | $11.3M | +450% | +141% |
| Free cash flow | $10.7M | +433% | +132% |
What changed
Revenue was $65.0M in Q3 2026, up 4% year over year and up 8% from the previous quarter.
Operating profit was $142K, a 0.2% margin (down 6.9 points year over year). Operating profit fell $4.3M even though revenue rose $2.2M versus Q3 2025, so costs grew faster than sales. Total costs grew 11% against revenue growth of 4%. The quarter ended with a net loss of $422K, narrower than the previous quarter's $425K loss.
Operating cash flow was $11.3M (up 141% year over year). Non-cash charges added back $195K of depreciation. Working capital and other items added $11.5M. Capital expenditures of $532K left free cash flow of $10.7M.
Questions
What was Citizens' revenue in the third quarter 2026?
Citizens (CIA) reported revenue of $65.0M for the third quarter 2026 (Q3 2026), +4% from a year earlier and +8% from the quarter before.
Was Citizens profitable in the third quarter 2026?
Operating profit was $142K (0.2% of revenue) and net loss $422K.
Source: Citizens 10-Q on SEC EDGAR.