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Federal Home Loan Bank of New York cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$2.4B in Q3 2026 · $3.1B over twelve months

Operating cash flow$2.4B
Free cash flow+$2.4B
Cash / net income15.3×

Analysis

In Q3 2026, Federal Home Loan Bank of New York generated $2.4B of operating cash flow. That is $2.3B more than in Q3 2025 ($140M).

Over the twelve months to Sep 30, 2026, operating cash flow was $3.1B; the largest uses were other investing ($36.0B), buybacks ($11.7B), dividends ($433M); besides operations, cash came from other financing ($20.8B), shares issued ($12.8B); the cash balance rose by $46.0M.

Operating cash flow was $2.4B against net income of $158M — 15.3× profit, cash ran ahead of reported earnings. The largest differences: other liabilities +$9.4M, depreciation & amortization +$4.8M, prepaid and other assets +$4.3M.

Free cash flow

Federal Home Loan Bank of New York: free cash flow by quarterFederal Home Loan Bank of New York: free cash flow by quarter$714MQ4 2024−$681MQ1 2025−$287MQ2 2025$140MQ3 2025$146MQ4 2025$13.0MQ1 2026$482MQ2 2026$2.4BQ3 2026
Operating cash flow less capital spending.
Federal Home Loan Bank of New York: operating cash flow against capital spendingFederal Home Loan Bank of New York: operating cash flow against capital spendingOperating cash flowCapital spending$714M$0Q4 2024−$681M$0Q1 2025−$287M$0Q2 2025$140M$0Q3 2025$146M$0Q4 2025$13.0M$0Q1 2026$482M$0Q2 2026$2.4B$0Q3 2026
Latest (Q3 2026): Operating cash flow $2.4B, Capital spending $0.

Capital allocation, year by year

Federal Home Loan Bank of New York: where the cash came from (up) and went (down), by fiscal yearFederal Home Loan Bank of New York: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedBuybacksDividendsFY2021: Operating cash flow $900MFY2021: Net borrowing −$15.4BFY2021: Shares issued $2.6BFY2021: Buybacks −$3.5BFY2021: Dividends −$244M$3.5BFY2021FY2022: Operating cash flow $2.3BFY2022: Net borrowing $19.3BFY2022: Shares issued $9.3BFY2022: Buybacks −$7.1BFY2022: Dividends −$252M$30.8BFY2022FY2023: Operating cash flow $578MFY2023: Net borrowing −$20.1BFY2023: Shares issued $10.0BFY2023: Buybacks −$10.3BFY2023: Dividends −$509M$10.6BFY2023FY2024: Operating cash flow $1.1BFY2024: Net borrowing $19.6BFY2024: Shares issued $5.0BFY2024: Buybacks −$5.0BFY2024: Dividends −$581M$25.7BFY2024FY2025: Operating cash flow −$681MFY2025: Net borrowing $8.5BFY2025: Shares issued $5.5BFY2025: Buybacks −$6.1BFY2025: Dividends −$480M$14.1BFY2025
Over these 5 years operating cash flow totalled $4.2B; the largest uses were net borrowing ($35.5B) and buybacks ($32.1B). Cash-flow statements as filed.

Where the cash came from and went

Federal Home Loan Bank of New York: sources (+) and uses (−) of cash, Q3 2026Federal Home Loan Bank of New York: sources (+) and uses (−) of cash, Q3 2026Net borrowing (+) / repaid (−)−$25.2BOther financing$16.7BOther investing$6.5BBuybacks−$3.7BShares issued$3.4BOperating cash flow$2.4BDividends−$110MCash drawn (+) / kept (−)−$21.8M
Federal Home Loan Bank of New York: sources (+) and uses (−) of cash, TTM to Q3 2026Federal Home Loan Bank of New York: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$36.0BOther financing$20.8BShares issued$12.8BBuybacks−$11.7BNet borrowing (+) / repaid (−)$11.4BOperating cash flow$3.1BDividends−$433MCash drawn (+) / kept (−)−$46.0M

From profit to cash

Federal Home Loan Bank of New York: net income to operating cash flow, Q3 2026Federal Home Loan Bank of New York: net income to operating cash flow, Q3 2026Net income$158MDepreciation & amortization$4.8MPrepaid and other assets$4.3MOther liabilities$9.4MOperating cash flow$2.4B
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowBuybacksDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$2.4B−$3.7B−$110M−$25.2B$3.4B−$21.8M$2.4B
Q2 2026$482M−$3.7B−$109M−$1.2B$4.6B−$3.5M$482M
Q1 2026$13.0M−$2.5B−$103M$22.8B$3.3B−$12.7M$13.0M
Q4 2025$146M−$1.7B−$111M$14.9B$1.5B−$8.0M$146M
Q3 2025$140M−$1.4B−$115M$1.4B$1.0B$2.0M$140M
Q2 2025−$287M−$1.3B−$115M$6.5B$1.7B$68.8M−$287M
Q1 2025−$681M−$1.7B−$138M−$14.2B$1.3B−$74.9M−$681M
Q4 2024$714M−$1.3B−$145M$16.6B$1.3B$18.1M$714M

Federal Home Loan Bank of New York: income statement and cash flow

Federal Home Loan Bank of New York, Q3 2026: revenue $242M (-0.8% year over year), operating margin 72.4%. The chart follows the revenue to costs, profit and cash.

Federal Home Loan Bank of New York: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.