Filing Flows › Cincinnati Financial (CINF) › Q1 2025
Cincinnati Financial (CINF) Q1 2025 earnings results (first quarter 2025)
10-Q filed Apr 28, 2025
Cincinnati Financial (CINF) reported revenue of $2.6B for the first quarter 2025 (Q1 2025), -13% from a year earlier and +1% from the quarter before. Operating margin was -5.0%, net loss $90.0M (3.5% of revenue).
Cincinnati Financial, Q1 2025: revenue $2.6B (-13% year over year), operating margin -5.0%, net loss $90.0M, operating cash flow $310M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.6B | +1% | -13% |
| Operating profit | −$128M | — | — |
| Net earnings | −$90.0M | — | — |
| Operating cash flow | $310M | -52% | -12% |
| Free cash flow | $307M | -52% | -11% |
What changed
Revenue was $2.6B in Q1 2025, down 13% year over year and up 1% from the previous quarter.
Operating costs exceeded revenue by $0.13B, an operating margin of -5.0%. Total costs grew 36% against a revenue fall of 13%. The quarter ended with a net loss of $0.09B, after a profit of $0.41B the previous quarter.
Operating cash flow was $0.31B (down 12% year over year). Working capital and other items added $0.40B. Capital expenditures of $3.0M left free cash flow of $0.31B.
Questions
What was Cincinnati Financial's revenue in the first quarter 2025?
Cincinnati Financial (CINF) reported revenue of $2.6B for the first quarter 2025 (Q1 2025), -13% from a year earlier and +1% from the quarter before.
Was Cincinnati Financial profitable in the first quarter 2025?
Operating loss was $128M (-5.0% of revenue) and net loss $90.0M.