Filing Flows › Cincinnati Financial (CINF) › Q3 2026 › vs Q2 2026
Cincinnati Financial (CINF) Q3 2026 vs Q2 2026 (quarter over quarter)
Cincinnati Financial's revenue fell $1.2B (-29%) from $4.3B in Q2 2026 to $3.0B in Q3 2026. Operating margin 18.1% against 36.9% (-18.7 pts).
Cincinnati Financial, Q3 2026: revenue $3.0B (-18% year over year), operating margin 18.1%, net earnings $459M, operating cash flow $791M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 18.1% | 36.9% | -18.7 pts |
| Net margin | 15.1% | 29.4% | -14.3 pts |
| Free cash flow margin | 25.8% | 16.3% | +9.5 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $3.0B | $4.3B | −$1.2B | -29% |
| Operating profit | $553M | $1.6B | −$1.0B | -65% |
| Costs & expenses | $2.5B | $2.7B | −$204M | -8% |
| Pre-tax earnings | $553M | $1.6B | −$1.0B | -65% |
| Net earnings | $459M | $1.3B | −$796M | -63% |
| Income tax | $94.0M | $321M | −$227M | -71% |
| Working capital & other | $332M | −$555M | $887M | — |
| Operating cash flow | $791M | $700M | $91.0M | +13% |
| Free cash flow (OCF − capex) | $787M | $698M | $89.0M | +13% |
| Capital expenditures | $4.0M | $2.0M | $2.0M | +100% |
Questions
How much did Cincinnati Financial's revenue grow quarter over quarter in Q3 2026?
Cincinnati Financial's revenue fell $1.2B (-29%) from $4.3B in Q2 2026 to $3.0B in Q3 2026. Operating margin 18.1% against 36.9% (-18.7 pts).