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How Cincinnati Financial (CINF) makes money

Cincinnati Financial (CINF) made $3.0B of revenue in the third quarter 2026 (Q3 2026), -18% from a year earlier. Of every dollar of revenue, 18¢ was left as operating profit, 15¢ was left as net earnings.

Drawing the Sankey…

Cincinnati Financial revenue by quarterCincinnati Financial revenue by quarter$2.6BQ1 2025$3.2BQ2 2025$3.7BQ3 2025$3.1BQ4 2025$2.9BQ1 2026$4.3BQ2 2026$3.0BQ3 2026
Cincinnati Financial: where each dollar of revenue goesCincinnati Financial: where each dollar of revenue goesOperating profit18¢Income tax3¢Net earnings15¢Operating cash flow26¢Free cash flow26¢

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$3.0B100.0%
Operating profit$553M18.1%
Income tax$94.0M3.1%
Net earnings$459M15.1%
Operating cash flow$791M26.0%
Free cash flow$787M25.8%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$3.0B-18%
Q2 2026$4.3B+32%
Q1 2026$2.9B+12%
Q4 2025$3.1B+22%
Q3 2025$3.7B+12%
Q2 2025$3.2B+28%
Q1 2025$2.6B-13%

From Cincinnati Financial's 10-Q filed Oct 26, 2026 (on EDGAR).

Questions

How does Cincinnati Financial make money?

Cincinnati Financial (CINF) made $3.0B of revenue in the third quarter 2026 (Q3 2026), -18% from a year earlier. Of every dollar of revenue, 18¢ was left as operating profit, 15¢ was left as net earnings.

What is Cincinnati Financial's profit margin?

Net earnings were $459M, 15.1% of revenue, in the third quarter 2026; the operating margin was 18.1%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.