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Civista Bancshares (CIVB) operating margin by quarter

Civista Bancshares' operating margin was 40.4% in Q3 2026 (third quarter 2026), +4.3 pts from Q2 2026. Over the last 7 quarters it ranged from 29.4% (Q1 2025) to 40.4% (Q3 2026).

Civista Bancshares operating margin by quarterCivista Bancshares operating margin by quarter29.4%Q1 202531.1%Q2 202535.4%Q3 202531.8%Q4 202538.1%Q1 202636.1%Q2 202640.4%Q3 2026
QuarterOperating marginQ/QY/Y
Q3 202640.4%+4.3 pts+4.9 pts
Q2 202636.1%-2.0 pts+4.9 pts
Q1 202638.1%+6.3 pts+8.7 pts
Q4 202531.8%-3.6 pts—
Q3 202535.4%+4.3 pts—
Q2 202531.1%+1.8 pts—
Q1 202529.4%——

Q3 2026 at a glance

Civista Bancshares, Q3 2026: revenue $49.1M (+11% year over year), operating margin 40.4%, net earnings $16.0M, operating cash flow $27.6M. The chart follows the revenue to costs, profit and cash.

Questions

What is Civista Bancshares' operating margin?

Civista Bancshares' operating margin was 40.4% in Q3 2026 (third quarter 2026), +4.3 pts from Q2 2026.

How has Civista Bancshares' operating margin changed?

Over the last 7 quarters it ranged from 29.4% (Q1 2025) to 40.4% (Q3 2026).

Q3 2026 results → · How Civista Bancshares makes money →