Filing Flows › Civista Bancshares (CIVB) › Q3 2026 › vs Q2 2026
Civista Bancshares (CIVB) Q3 2026 vs Q2 2026 (quarter over quarter)
Civista Bancshares's revenue rose $1.5M (+3%) from $47.6M in Q2 2026 to $49.1M in Q3 2026. The biggest changes: Net interest income +$837K (+2%); Noninterest income +$644K (+7%). Operating margin 40.4% against 36.1% (+4.3 pts).
Civista Bancshares, Q3 2026: revenue $49.1M (+11% year over year), operating margin 40.4%, net earnings $16.0M, operating cash flow $27.6M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 40.4% | 36.1% | +4.3 pts |
| Net margin | 32.6% | 30.1% | +2.6 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Net interest income | $39.4M | $38.6M | $837K | +2% |
| Noninterest income | $9.7M | $9.0M | $644K | +7% |
| Revenue | $49.1M | $47.6M | $1.5M | +3% |
| Operating profit | $19.8M | $17.2M | $2.6M | +15% |
| Costs & expenses | $29.3M | $30.4M | −$1.1M | -4% |
| Pre-tax earnings | $19.8M | $17.2M | $2.6M | +15% |
| Credit loss provision | $823K | $1.3M | −$428K | -34% |
| Noninterest expense | $28.0M | $28.7M | −$675K | -2% |
| Other operating costs | $472K | $519K | −$47K | -9% |
| Net earnings | $16.0M | $14.3M | $1.7M | +12% |
| Income tax | $3.8M | $2.9M | $927K | +32% |
| Working capital & other | $11.6M | $2.8M | $8.8M | +314% |
| Operating cash flow | $27.6M | $17.1M | $10.5M | +61% |
Questions
How much did Civista Bancshares's revenue grow quarter over quarter in Q3 2026?
Civista Bancshares's revenue rose $1.5M (+3%) from $47.6M in Q2 2026 to $49.1M in Q3 2026.
What drove Civista Bancshares's revenue change in Q3 2026?
Net interest income +$837K (+2%); Noninterest income +$644K (+7%).