Filing Flows › Columbia Financial (CLBK) › Q3 2026 › vs Q3 2025
Columbia Financial (CLBK) Q3 2026 vs Q3 2025 (year over year)
Columbia Financial's revenue rose $33.2M (+49%) from $67.3M in Q3 2025 to $100M in Q3 2026. Operating margin 1.1% against 29.5% (-28.3 pts).
Columbia Financial, Q3 2026: revenue $100M (+49% year over year), operating margin 1.1%, net earnings $5.2M, operating cash flow $49.3M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 1.1% | 29.5% | -28.3 pts |
| Net margin | 5.2% | 22.1% | -16.9 pts |
| Free cash flow margin | 47.3% | 41.8% | +5.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $100M | $67.3M | $33.2M | +49% |
| Operating profit | $1.1M | $19.8M | −$18.7M | -94% |
| Costs & expenses | $99.3M | $47.4M | $51.9M | +109% |
| Pre-tax earnings | $1.1M | $19.8M | −$18.7M | -94% |
| Credit loss provision | $1.8M | $2.3M | −$512K | -22% |
| Noninterest expense | $97.5M | $45.1M | $52.4M | +116% |
| Income tax benefit | $4.1M | −$5.0M | $9.1M | — |
| Net earnings | $5.2M | $14.9M | −$9.6M | -65% |
| Share-based compensation | $1.1M | $1.1M | −$34K | -3% |
| Working capital & other | $43.0M | $15.0M | $28.0M | +187% |
| Operating cash flow | $49.3M | $31.0M | $18.3M | +59% |
| Free cash flow (OCF − capex) | $47.5M | $28.1M | $19.4M | +69% |
| Capital expenditures | $1.8M | $2.8M | −$1.1M | -38% |
Questions
How much did Columbia Financial's revenue grow year over year in Q3 2026?
Columbia Financial's revenue rose $33.2M (+49%) from $67.3M in Q3 2025 to $100M in Q3 2026. Operating margin 1.1% against 29.5% (-28.3 pts).