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How Columbia Financial (CLBK) makes money

Columbia Financial (CLBK) made $100M of revenue in the third quarter 2026 (Q3 2026), +49% from a year earlier. Of every dollar of revenue, 1¢ was left as operating profit, 5¢ was left as net earnings.

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Columbia Financial: where each dollar of revenue goesColumbia Financial: where each dollar of revenue goesOperating profit1¢Net earnings5¢Operating cash flow49¢Free cash flow47¢

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$100M100.0%
Operating profit$1.1M1.1%
Net earnings$5.2M5.2%
Operating cash flow$49.3M49.1%
Free cash flow$47.5M47.3%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$100M+49%

From Columbia Financial's 10-Q filed Nov 9, 2026 (on EDGAR).

Questions

How does Columbia Financial make money?

Columbia Financial (CLBK) made $100M of revenue in the third quarter 2026 (Q3 2026), +49% from a year earlier. Of every dollar of revenue, 1¢ was left as operating profit, 5¢ was left as net earnings.

What is Columbia Financial's profit margin?

Net earnings were $5.2M, 5.2% of revenue, in the third quarter 2026; the operating margin was 1.1%.

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Updated Nov 10, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.