Filing Flows › Capital One Financial (COF) › Q2 2026 › vs Q2 2025
Capital One Financial (COF) Q2 2026 vs Q2 2025 (year over year)
Capital One Financial's revenue rose $3.4B (+27%) from $12.5B in Q2 2025 to $15.8B in Q2 2026. Operating margin 24.1% against -47.5% (+71.6 pts).
Capital One Financial, Q2 2026: revenue $15.8B (+27% year over year), operating margin 24.1%, net earnings $3.0B, operating cash flow $8.4B. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 24.1% | -47.5% | +71.6 pts |
| Net margin | 19.1% | -34.2% | +53.3 pts |
| Free cash flow margin | 51.0% | 45.4% | +5.6 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $15.8B | $12.5B | $3.4B | +27% |
| Operating profit | $3.8B | −$5.9B | $9.7B | — |
| Costs & expenses | $12.0B | $18.4B | −$6.4B | -35% |
| Pre-tax earnings | $3.8B | −$5.9B | $9.7B | — |
| Net earnings | $3.0B | −$4.3B | $7.3B | — |
| Income tax | $798M | −$1.7B | $2.5B | — |
| Depreciation & amortization | $1.6B | $1.0B | $574M | +57% |
| Share-based compensation | $215M | $225M | −$10.0M | -4% |
| Working capital & other | $3.6B | $9.1B | −$5.5B | -60% |
| Operating cash flow | $8.4B | $6.1B | $2.4B | +39% |
| Free cash flow (OCF − capex) | $8.1B | $5.7B | $2.4B | +43% |
| Capital expenditures | $367M | $399M | −$32.0M | -8% |
Questions
How much did Capital One Financial's revenue grow year over year in Q2 2026?
Capital One Financial's revenue rose $3.4B (+27%) from $12.5B in Q2 2025 to $15.8B in Q2 2026. Operating margin 24.1% against -47.5% (+71.6 pts).