Filing Flows › Capital One Financial (COF) › Q3 2026 › vs Q2 2026
Capital One Financial (COF) Q3 2026 vs Q2 2026 (quarter over quarter)
Capital One Financial's revenue rose $494M (+3%) from $15.8B in Q2 2026 to $16.3B in Q3 2026. Operating margin 28.0% against 24.1% (+3.9 pts).
Capital One Financial, Q3 2026: revenue $16.3B (+6% year over year), operating margin 28.0%, net earnings $3.5B, operating cash flow $5.7B. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 28.0% | 24.1% | +3.9 pts |
| Net margin | 21.7% | 19.1% | +2.6 pts |
| Free cash flow margin | 32.6% | 51.0% | -18.4 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $16.3B | $15.8B | $494M | +3% |
| Operating profit | $4.6B | $3.8B | $754M | +20% |
| Costs & expenses | $11.8B | $12.0B | −$260M | -2% |
| Pre-tax earnings | $4.6B | $3.8B | $754M | +20% |
| Net earnings | $3.5B | $3.0B | $519M | +17% |
| Income tax | $1.0B | $798M | $235M | +29% |
| Depreciation & amortization | $1.6B | $1.6B | −$19.0M | -1% |
| Share-based compensation | $175M | $215M | −$40.0M | -19% |
| Working capital & other | $432M | $3.6B | −$3.2B | -88% |
| Operating cash flow | $5.7B | $8.4B | −$2.7B | -32% |
| Free cash flow (OCF − capex) | $5.3B | $8.1B | −$2.8B | -34% |
| Capital expenditures | $392M | $367M | $25.0M | +7% |
Questions
How much did Capital One Financial's revenue grow quarter over quarter in Q3 2026?
Capital One Financial's revenue rose $494M (+3%) from $15.8B in Q2 2026 to $16.3B in Q3 2026. Operating margin 28.0% against 24.1% (+3.9 pts).