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Choiceone Financial Services (COFS) free cash flow by quarter

Choiceone Financial Services' free cash flow was $27.1M in Q2 2026 (second quarter 2026), +128% from Q4 2025. Over the last 5 quarters it ranged from $6.9M (Q2 2025) to $27.1M (Q2 2026).

Choiceone Financial Services free cash flow by quarterChoiceone Financial Services free cash flow by quarter$22.7MQ4 2024$6.9MQ2 2025$13.7MQ3 2025$11.9MQ4 2025$27.1MQ2 2026
QuarterFree cash flowQ/QY/Y
Q2 2026$27.1M+128%+294%
Q4 2025$11.9M-13%-48%
Q3 2025$13.7M+99%—
Q2 2025$6.9M-70%—
Q4 2024$22.7M——

Q2 2026 at a glance

Choiceone Financial Services, Q2 2026: revenue $58.9M (-3% year over year), operating margin 25.5%, net earnings $12.5M, operating cash flow $29.9M. The chart follows the revenue to costs, profit and cash.

Questions

What is Choiceone Financial Services' free cash flow?

Choiceone Financial Services' free cash flow was $27.1M in Q2 2026 (second quarter 2026), +128% from Q4 2025.

How has Choiceone Financial Services' free cash flow changed?

Over the last 5 quarters it ranged from $6.9M (Q2 2025) to $27.1M (Q2 2026).

Q2 2026 results → · How Choiceone Financial Services makes money →