Filing Flows › Columbia Banking System (COLB) › Q3 2026 › vs Q3 2025
Columbia Banking System (COLB) Q3 2026 vs Q3 2025 (year over year)
Columbia Banking System's revenue rose $113M (+19%) from $582M in Q3 2025 to $695M in Q3 2026. The biggest changes: Net interest income +$110M (+22%); Noninterest income +$3.0M (+4%). Operating margin 42.0% against 20.4% (+21.6 pts).
Columbia Banking System, Q3 2026: revenue $695M (+19% year over year), operating margin 42.0%, net earnings $220M, operating cash flow $365M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 42.0% | 20.4% | +21.6 pts |
| Net margin | 31.7% | 16.5% | +15.2 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $615M | $505M | $110M | +22% |
| Noninterest income | $80.0M | $77.0M | $3.0M | +4% |
| Revenue | $695M | $582M | $113M | +19% |
| Operating profit | $292M | $119M | $173M | +145% |
| Costs & expenses | $403M | $463M | −$60.0M | -13% |
| Pre-tax earnings | $292M | $119M | $173M | +145% |
| Credit loss provision | $33.0M | $70.0M | −$37.0M | -53% |
| Noninterest expense | $370M | $393M | −$23.0M | -6% |
| Net earnings | $220M | $96.0M | $124M | +129% |
| Income tax | $72.0M | $23.0M | $49.0M | +213% |
| Depreciation & amortization | $23.0M | $7.0M | $16.0M | +229% |
| Share-based compensation | $10.0M | $7.0M | $3.0M | +43% |
| Working capital & other | $112M | $126M | −$14.0M | -11% |
| Operating cash flow | $365M | $236M | $129M | +55% |
Questions
How much did Columbia Banking System's revenue grow year over year in Q3 2026?
Columbia Banking System's revenue rose $113M (+19%) from $582M in Q3 2025 to $695M in Q3 2026.
What drove Columbia Banking System's revenue change in Q3 2026?
Net interest income +$110M (+22%); Noninterest income +$3.0M (+4%).