Filing Flows › CoastalSouth Bancshares (COSO) › Q2 2026 › vs Q2 2025
CoastalSouth Bancshares (COSO) Q2 2026 vs Q2 2025 (year over year)
CoastalSouth Bancshares's revenue rose $3.0M (+15%) from $19.9M in Q2 2025 to $22.9M in Q2 2026. Operating margin 38.6% against 35.4% (+3.3 pts).
CoastalSouth Bancshares, Q2 2026: revenue $22.9M (+15% year over year), operating margin 38.6%, net earnings $7.3M, operating cash flow $9.8M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 38.6% | 35.4% | +3.3 pts |
| Net margin | 32.1% | 30.0% | +2.1 pts |
| Free cash flow margin | 41.8% | -82.2% | +124.0 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $22.9M | $19.9M | $3.0M | +15% |
| Operating profit | $8.8M | $7.0M | $1.8M | +26% |
| Costs & expenses | $14.0M | $12.8M | $1.2M | +9% |
| Pre-tax earnings | $8.8M | $7.0M | $1.8M | +26% |
| Credit loss provision | $658K | $752K | −$94K | -12% |
| Noninterest expense | $13.4M | $12.1M | $1.3M | +11% |
| Net earnings | $7.3M | $6.0M | $1.4M | +23% |
| Income tax | $1.5M | $1.1M | $438K | +41% |
| Depreciation & amortization | $435K | $369K | $66K | +18% |
| Share-based compensation | $318K | $233K | $85K | +36% |
| Working capital & other | $1.7M | −$22.2M | $23.9M | — |
| Operating cash flow | $9.8M | −$15.6M | $25.4M | — |
| Free cash flow (OCF − capex) | $9.6M | −$16.3M | $25.9M | — |
| Capital expenditures | $236K | $698K | −$462K | -66% |
Questions
How much did CoastalSouth Bancshares's revenue grow year over year in Q2 2026?
CoastalSouth Bancshares's revenue rose $3.0M (+15%) from $19.9M in Q2 2025 to $22.9M in Q2 2026. Operating margin 38.6% against 35.4% (+3.3 pts).