Filing Flows › CoastalSouth Bancshares (COSO) › Q3 2026
CoastalSouth Bancshares (COSO) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
CoastalSouth Bancshares (COSO) reported revenue of $24.9M for the third quarter 2026 (Q3 2026), +17% from a year earlier and +9% from the quarter before. Operating margin was 46.6%, net earnings $8.8M (35.3% of revenue).
CoastalSouth Bancshares, Q3 2026: revenue $24.9M (+17% year over year), operating margin 46.6%, net earnings $8.8M, operating cash flow $100M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $24.9M | +9% | +17% |
| Operating profit | $11.6M | +31% | +32% |
| Net earnings | $8.8M | +20% | +30% |
| Operating cash flow | $100M | +924% | — |
| Free cash flow | $100M | +947% | — |
What changed
Revenue was $24.9M in Q3 2026, up 17% year over year and up 9% from the previous quarter.
Operating profit was $11.6M, a 46.6% margin (up 5.3 points year over year). Of the extra revenue versus Q3 2025, 78% reached operating profit, above the 41% margin then. Total costs grew 6% against revenue growth of 17%. Net earnings were $8.8M, up 30% year over year. The effective tax rate was 24.2%.
Operating cash flow was $100.3M, 1144% of net earnings. Non-cash charges added back $433K of depreciation and amortization and $305K of share-based compensation. Working capital and other items added $90.8M. Capital expenditures of $200K left free cash flow of $100.1M.
Questions
What was CoastalSouth Bancshares' revenue in the third quarter 2026?
CoastalSouth Bancshares (COSO) reported revenue of $24.9M for the third quarter 2026 (Q3 2026), +17% from a year earlier and +9% from the quarter before.
Was CoastalSouth Bancshares profitable in the third quarter 2026?
Operating profit was $11.6M (46.6% of revenue) and net earnings $8.8M.