Filing Flows › Corpay (CPAY) › Q3 2026
Corpay (CPAY) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Corpay (CPAY) reported revenue of $1.4B for the third quarter 2026 (Q3 2026), +18% from a year earlier and +3% from the quarter before. Operating margin was 45.0%, net earnings $378M (27.4% of revenue).
Corpay, Q3 2026: revenue $1.4B (+18% year over year), operating margin 45.0%, net earnings $378M, operating cash flow −$697M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.4B | +3% | +18% |
| Operating profit | $621M | +32% | +19% |
| Net earnings | $378M | +52% | +36% |
| Operating cash flow | −$697M | -147% | — |
What changed
Revenue was $1.4B in Q3 2026, up 18% year over year and up 3% from the previous quarter.
Operating profit was $0.62B, a 45.0% margin (up 0.3 points year over year). Of the extra revenue versus Q3 2025, 47% reached operating profit, above the 45% margin then. Total costs grew 17% against revenue growth of 18%. The fastest-growing cost line was Sales & marketing (+24%). Net earnings were $0.38B, up 36% year over year. The effective tax rate was 23.9%.
Operating cash flow was −$0.70B. Non-cash charges added back $0.12B of depreciation and amortization and $0.03B of share-based compensation. Working capital and other items used $1.2B. Capital expenditures of $0.04B exceeded it, leaving free cash flow of −$0.74B.
Questions
What was Corpay's revenue in the third quarter 2026?
Corpay (CPAY) reported revenue of $1.4B for the third quarter 2026 (Q3 2026), +18% from a year earlier and +3% from the quarter before.
Was Corpay profitable in the third quarter 2026?
Operating profit was $621M (45.0% of revenue) and net earnings $378M.
Source: Corpay 10-Q on SEC EDGAR.