Filing Flows › Central Pacific Financial (CPF) › How it makes money
How Central Pacific Financial (CPF) makes money
Central Pacific Financial (CPF) made $76.8M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Of every dollar of revenue, 39¢ was left as operating profit, 30¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $76.8M | 100.0% |
| Operating profit | $30.2M | 39.3% |
| Income tax | $7.4M | 9.6% |
| Net earnings | $22.8M | 29.6% |
| Operating cash flow | $29.9M | 38.9% |
| Free cash flow | $28.1M | 36.6% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $76.8M | +3% |
| Q2 2026 | $77.5M | +6% |
| Q1 2026 | $72.9M | +6% |
| Q4 2025 | $76.3M | +31% |
| Q3 2025 | $74.8M | +12% |
| Q2 2025 | $72.8M | +14% |
| Q1 2025 | $68.8M | +12% |
From Central Pacific Financial's 10-Q filed Oct 28, 2026 (on EDGAR).
Questions
How does Central Pacific Financial make money?
Central Pacific Financial (CPF) made $76.8M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Of every dollar of revenue, 39¢ was left as operating profit, 30¢ was left as net earnings.
What is Central Pacific Financial's profit margin?
Net earnings were $22.8M, 29.6% of revenue, in the third quarter 2026; the operating margin was 39.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.